• T. Adi Seshi Reddy
• Dr.N.Nirmalamani

Basically Indian Economy is an agricultural economy. Still now most of the people are depending on the agriculture sector. Normally agriculture is seasonal oriented. In recent years agriculture expenses are enormously increasing, in order to meet agriculture expenses more money is required. But in India, most of the farmers are small and marginal farmers. Therefore they have no proper amount to cultivate the land. So they can approach the institutional and non-institutional financial sources. But in the institutional finance which has imposing more restrictions while they are giving loan to the farmers. In addition to that most of the Indian farmers are illiterates. From this most of the farmers, who are getting loan from the moneylenders, in spite of they are imposing higher rate of interest.

non-institutional credit, moneylenders,

"AGRICULTURE FARMERS BORROWING THE NON-INSTITUTIONAL FINANCE IN PARTICULAR FROM MONEY LENDERS – A CASE STUDY OF PRAKASAM DISTRICT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 1, page no.f380-f389, January-2023, Available :http://www.jetir.org/papers/JETIR2301554.pdf

"AGRICULTURE FARMERS BORROWING THE NON-INSTITUTIONAL FINANCE IN PARTICULAR FROM MONEY LENDERS – A CASE STUDY OF PRAKASAM DISTRICT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 1, page no. ppf380-f389, January-2023, Available at : http://www.jetir.org/papers/JETIR2301554.pdf