UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 10 Issue 2
February-2023
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR2302349


Registration ID:
508860

Page Number

d413-d418

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Title

Digital Lending and its Future in India

Abstract

Digital lending involves lending through web platforms or mobile apps, utilizing technology for authentication and credit evaluation. Lending is always about trying to get a strategic edge. How can fraud be found more easily, decisions about underwriting made more accurately or the universe of targets grow more quickly than competitors ? India still has the second largest number of people who don't have a Bank account. In this research work only secondary source of data and information was used. RBI has initiated a framework to regulate the digital lending in India. Over 190 million Indian adults don't have any kind of bank account thereby representing a huge opportunity. The industry has been altered by Covid-19, as customer demand for contactless transactions. So contactless transactions were rises, more lenders will adopt technology to provide borrowers with maximum convenience. In the coming years, technology will continue to disrupt the digital lending ecosystem, with a renewed emphasis on delivering an improved end to end customer experience.

Key Words

Digital lending, technology, Bank account

Cite This Article

"Digital Lending and its Future in India ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 2, page no.d413-d418, February-2023, Available :http://www.jetir.org/papers/JETIR2302349.pdf

ISSN


2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"Digital Lending and its Future in India ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 2, page no. ppd413-d418, February-2023, Available at : http://www.jetir.org/papers/JETIR2302349.pdf

Publication Details

Published Paper ID: JETIR2302349
Registration ID: 508860
Published In: Volume 10 | Issue 2 | Year February-2023
DOI (Digital Object Identifier):
Page No: d413-d418
Country: KURUKSHETRA, Haryana, India .
Area: Commerce
ISSN Number: 2349-5162
Publisher: IJ Publication


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