• Krutik Undhad
• Jay Vekariya
• Rutvik Zalavadiya
• Viral Vaghasiya
• Prof. Ganesh Patidar

Banking Technologies which include Cloud Computing and Mobile Applications have emerged as catalysts for rapid economic growth and citizen empowerment across the globe. Banking technologies are being increasingly used by us in everyday lives from retail stores to government offices. They help us to connect with each other and also to share information on issues and concerns faced by us. In some cases they also enable resolution of those issues in near real time. Digital Locker is one of the ambitious aspects of Digital India Programme. Thus this paper takes an overview about what is all about Digital India with its nine pillars, challenges & changes. Further this paper explain Banking locker i.e. Banking locker concept with features, objectives of Banking locker, & creating a Banking locker Account with example.

"BANKING LOCKER", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 3, page no.c340-c345, March-2023, Available :http://www.jetir.org/papers/JETIR2303241.pdf

"BANKING LOCKER", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 3, page no. ppc340-c345, March-2023, Available at : http://www.jetir.org/papers/JETIR2303241.pdf