• Palle Naveen
• DR.A.BHARTHI DEVI

The Indian economy is basically agrarian. In spite of economic development and industrialization, agriculture is the backbone of the Indian economy. As Mahatma Gandhi said, "India lives in villages and agriculture is the soul of Indian economy". Nearly two-thirds of its population depends directly on agriculture for its livelihood. Agriculture is the main stay of India's economy. It contributes about 26 per cent of the gross domestic product. Variability in agricultural production consists of variability in area and yield and their interactions. Variation in area under a crop occurs mainly in response to distribution, time lines and variation in rainfall and other climatic factors, expected prices and availability of crop specific inputs. All these factors also affect variations in yield. Further, yield is also affected by outbreak of diseases, pests, and other natural or man-made hazards like flood, drought and fire and many other factors. Different events may affect area and yield in same way or in opposite or different way. To cover the risk which may occur in future, there is need to some provision and crop insurance is only mechanism available to safeguard against production risk in agriculture. For fulfilling this need the Government of India and Andhra Pradesh state have made experiments & efforts by introducing various schemes of crop insurance like National Agriculture Insurance Scheme, Weather Based Crop Insurance Scheme and Village Insurance Unit Scheme.

Key words: Crop insurance, Farmers, government programs, NAIS

"Progress and Performance of Agriculture Crop Insurance schemes in Andhra Pradesh", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 3, page no.d36-d43, March-2023, Available :http://www.jetir.org/papers/JETIR2303304.pdf

"Progress and Performance of Agriculture Crop Insurance schemes in Andhra Pradesh", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 3, page no. ppd36-d43, March-2023, Available at : http://www.jetir.org/papers/JETIR2303304.pdf