• Dr. M. JULIAS CEASAR

In India, the financial institutions have not been able to reach the poor households particularly women. Structural rigidities and overheads led to high cost in advancing small loans. Experience in implementing different anti-poverty and other welfare programmes has shown that the key to success lies in starting appropriate community-based organizations with participation at the grass-root level. Peoples’ participation in credit delivery and recovery and linking of formal credit institutions to borrowers through the SHGs have been recognized as a supplementary mechanism for providing credit support to the rural poor. The SHGs are informal groups formed on a voluntary basis, for providing the necessary support to their members for their social and economic emancipation. These groups are distinct from co-operative societies, mainly in terms of their size, homogeneity and functions. Non-Governmental Organizations play an important role in preparing the members by changing their attitude to participate in-group activities. This paper attempts to evaluate the economic transformation of women participating in SHGs.

Participation, Credit support, Economic Transformation.

"A TRANSFORMATIONAL INITIATIVE THROUGH SELF HELP GROUPS (SHGs) FOR WOMEN EMPOWERMENT CUTTING ACROSS THE ESTABLISHED TRADITION AND CULTURE: A STUDY IN TIRUCHIRAPPALLI DISTRICT, TAMILNADU.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 3, page no.e345-e352, March-2023, Available :http://www.jetir.org/papers/JETIR2303441.pdf

"A TRANSFORMATIONAL INITIATIVE THROUGH SELF HELP GROUPS (SHGs) FOR WOMEN EMPOWERMENT CUTTING ACROSS THE ESTABLISHED TRADITION AND CULTURE: A STUDY IN TIRUCHIRAPPALLI DISTRICT, TAMILNADU.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 3, page no. ppe345-e352, March-2023, Available at : http://www.jetir.org/papers/JETIR2303441.pdf