UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 10 Issue 4
April-2023
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR2304C08


Registration ID:
513818

Page Number

m61-m66

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Title

COVID-19 and Urban Cooperative Banks- A Qualitative Assessment using Focus Group Discussion

Abstract

Demographic and geographic reach of cooperative institutions to the urban and rural areas makes them alternative approach to financial inclusion. However, the cooperative sector faced financial difficulties in 2019-20. Throughout the year, fraud incidents had an impact on the asset quality and profitability of urban cooperative banks (UCBs). So far in 2020-21, uncertainties related to COVID-19 impacted cooperative banking operations in a same way for other financial institutions. Maharashtra suffered significantly from COVID-19. Cooperative banks were particularly vulnerable. The research study was exploratory and qualitative in nature. The goal of the study was of learning about the issues caused by a devastating pandemic that severely harmed the Indian economy and had a negative impact on it for nearly 18 months. Many myths and doubts about how the crisis was handled were dispelled by the study. The UCBs suffered because a large number of small banks, lacking in scale, resources, and bargaining power, were fighting lone battles. Although the crisis did not cause irreversible damage, UCBs still have much work to do in the areas of business remodeling, risk mechanism strengthening etc. to develop capabilities to deal with a future crisis, such as a pandemic, as well as ensure longevity, improved competencies, maintain depositor trust, and satisfy all stakeholders of these banks

Key Words

Urban Cooperative Banks, COVID-19, FGD, Governance

Cite This Article

"COVID-19 and Urban Cooperative Banks- A Qualitative Assessment using Focus Group Discussion", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 4, page no.m61-m66, April-2023, Available :http://www.jetir.org/papers/JETIR2304C08.pdf

ISSN


2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"COVID-19 and Urban Cooperative Banks- A Qualitative Assessment using Focus Group Discussion", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 4, page no. ppm61-m66, April-2023, Available at : http://www.jetir.org/papers/JETIR2304C08.pdf

Publication Details

Published Paper ID: JETIR2304C08
Registration ID: 513818
Published In: Volume 10 | Issue 4 | Year April-2023
DOI (Digital Object Identifier):
Page No: m61-m66
Country: Pune, Maharashtra, India .
Area: Other
ISSN Number: 2349-5162
Publisher: IJ Publication


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