• Bikas Jaiswal

E-banking, online banking, virtual banking, or internet banking refer to the same basic concept: the use of the internet to conduct financial transactions. Among these activities are account-to-account transfers, deposits, withdrawals, and loan and EMI repayments. The current monetary system will fail without the availability of internet banking. Online banking is often thought to be more secure than traditional banking methods. It routinely outperforms the industry standard for banking procedures. In India, internet banking has hardly scratched the surface of its possibilities. Competition from new financial institutions and technological advancements are altering the banking industry. The study's overall purpose is to increase people's understanding of the advantages of online banking. This study used a secondary data research strategy, collecting its information from previously published works on the topic of electronic banking that were indexed and searchable through various online databases. The report set out to update the state of the online banking business in India by analysing its successes and failures. With the help of internet banking, banks have seen an increase in consumer happiness and loyalty. The easiest method for banks to meet their obligation to their clients is to make it easy for them to use their services. This includes making such services available via several channels (both online and off).

E-banking, internet, electronic payment, challenges, opportunities

"E-BANKING IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 5, page no.g37-g42, May-2023, Available :http://www.jetir.org/papers/JETIR2305607.pdf

"E-BANKING IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 5, page no. ppg37-g42, May-2023, Available at : http://www.jetir.org/papers/JETIR2305607.pdf