• Raghubar Dayal Mishra

India Stack is the largest open API in the world. Since its deployment, India has been organizing hackathons to develop applications for the APIs. India Stack refers to the ambitious project of creating a unified software platform to bring  India 's population into the digital age. India Stack is a set of  APIs  that allows governments, businesses, startups and developers to utilize a unique digital Infrastructure to solve India’s hard problems towards presence-less, paperless, and cashless service delivery. iSPIRIT (Indian Software Product Industry Round Table) is a volunteer organisation and is the driving force behind India Stack. No other tech stack in the world has a prefix with a country’s name. India Stack is being implemented in stages, starting with the introduction in 2009 of the  Aadhaar  "Universal ID" numbers. These are linked to biometrics (fingerprints) and as time goes by, authentication by Aadhaar is required for access to more and more services and subsidies. This raises issues of privacy and surveillance, especially as much of the users' interface is via their mobile phones. Aadhaar had crossed the one billion mark in September 2015 and become the world’s largest biometric identity project.

India Stack, digital infrastructure, JAM.

"INDIA STACK IN CASHLESS ECONOMY", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 5, page no.i361-i373, May-2023, Available :http://www.jetir.org/papers/JETIR2305874.pdf

"INDIA STACK IN CASHLESS ECONOMY", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 5, page no. ppi361-i373, May-2023, Available at : http://www.jetir.org/papers/JETIR2305874.pdf