• Dr. Gautam Sen
• Mr. Anupam Sahoo

Aim: The Main objective is to examine the impact of macro-economic variables on the Non-Performing Assets (NPAs) of banks operating in India. Method: Summary Statistics, Trend Line, t-test and OLS Regression Model. Outcomes: The Gross NPAs of the banks have been increasing consistently over the years. There exists a significant difference between Gross NPAs and Net NPAs and no direct impact of macro-economic variables on NPAs of banks. Implication: Formulation of a strong, prompt and appropriate lending policy of the banks especially when lending towards the priority sectors. Applicability & Usefulness: This study is useful for those economy which has the potential to grow faster and whose economy is strappingly buoyed by its banking system. Uniqueness: The study is unique in the sense that it considers only the Marco economic aspects of the economy in relation to identify its impact on NPAs.

GDP, GNPAs, NPPAs, WPI and CPI

"STIMULUS OF MACRO ECONOMIC VARIABLE ON NON PERFORMING ASSETS(NPAS) OF INDIAN BANKS ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.10, Issue 9, page no.a97-a102, September-2023, Available :http://www.jetir.org/papers/JETIR2309014.pdf

"STIMULUS OF MACRO ECONOMIC VARIABLE ON NON PERFORMING ASSETS(NPAS) OF INDIAN BANKS ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.10, Issue 9, page no. ppa97-a102, September-2023, Available at : http://www.jetir.org/papers/JETIR2309014.pdf