• Shiv Kumari Rajwade
• Akshat Dubey
• -

The financial system of Indian economy chiefly depends on the financial soundness of the banking sectors. It is very much inevitable to work out performance of a bank to maintain the smooth functioning with progressing growth. The main objective of this study was to assess the financial performance of select public sector and private sector banks and compare their performances using CAMEL approach. The study was undertaken for a period of 5 years commencing from 2016-17 to 2020-21. The CAMEL model helped to estimate the performance of 10 banks 5 each from public and private banks. The important parameters under components of CAMEL model like liquidity, earning quality, management efficiency, asset quality and capital adequacy were taken into consideration. For analysis of financial performance select private banks namely ICICI bank, HDFC bank, Federal bank, Axis bank and IndusInd bank and select public sector banks such as SBI, PNB, BOB, UBI and CBI were taken. The study was concluded with relative ranking of banks based on various parameters and private sector banks were found better, efficient and profitable in most of the parameters than those of public banks.

CAMEL Model, Capital adequacy, Assets, Earnings and Liquidity

"An analysis of Indian public and private banks using CAMEL approach", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 2, page no.c297-c304, February-2024, Available :http://www.jetir.org/papers/JETIR2402237.pdf

"An analysis of Indian public and private banks using CAMEL approach", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 2, page no. ppc297-c304, February-2024, Available at : http://www.jetir.org/papers/JETIR2402237.pdf