• Geetha K S
• Dr.S. Kalaiselvi

In the contemporary era, the importance of financial literacy has never been more pronounced. As digital transactions become universal and financial markets grow increasingly complex, the need to equip individuals with the knowledge and skills to navigate these systems is paramount. This paper examines the concept of financial literacy, exploring its significance in empowering individuals to make informed financial decisions and break free from the chains of financial ignorance. Drawing on existing literature and empirical evidence, it highlights the profound impact that financial literacy can have on various aspects of individuals' lives, including financial management, and socioeconomic well-being. Moreover, the paper examines the current landscape of financial literacy, identifying some misconceptions about money management and tools to take control of available finance, particularly in developing countries. By advocating for the importance of financial literacy and proposing strategies to enhance it, this paper aims to contribute to the broader discourse on financial inclusion and economic empowerment

: Financial literacy, money management, financial empowerment, economic growth

"Embracing the Empowerment of Financial Education: Unlocking Financial Freedom", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 2, page no.e138-e144, February-2024, Available :http://www.jetir.org/papers/JETIR2402418.pdf

"Embracing the Empowerment of Financial Education: Unlocking Financial Freedom", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 2, page no. ppe138-e144, February-2024, Available at : http://www.jetir.org/papers/JETIR2402418.pdf