• Dr. Dilip Bania

(Poor people are more vulnerable to risk and they know all the risks that they would to mitigate. But they are not insured themselves. They may be making harsh choice, such as reducing food consumption; withdrawing children from school, depleting productive assets to cover the expenses related to the risk event, when they exposed to financial shocked. They have no any protection against adverse event. They are not knocking on insurance company’s door. Because, firstly, the absence of active sales agent in their midst. Secondly, the lack of affordable products offered by insurers. Thirdly, lack of information. Even small sums insured can ensure some protection and peace of mind for a poor person. Whether poor people want insurance, and if so, only micro insurance products are benefit able to the poor.)

Micro insurance, premium, low-income, social protection,

"Micro Insurance in the context of Social Protection - A case study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 2, page no.e536-e540, February-2024, Available :http://www.jetir.org/papers/JETIR2402477.pdf

"Micro Insurance in the context of Social Protection - A case study", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 2, page no. ppe536-e540, February-2024, Available at : http://www.jetir.org/papers/JETIR2402477.pdf