• Mrs. Jagrati sharma
• Dr. Suresh Chandra Agarwal

The paper delves into seven key elements if financial expertise essential for making informed and practical financial decisions. It specifically concentrates on acquiring a comprehensive understanding about financial literacy. The study aims to uncover the economic significance of possessing robust financial literacy, explore trends in financial literacy, and examine actions carried out by the Indian government to foster financial literacy. Utilizing secondary data, the research reveals a substantial impact of financial behaviour, knowledge, and attitude on making sound financial decisions, contributing to a more secure and prosperous financial future. Recognizing the government's function of encouraging financial literacy through various initiatives, the study underscores the significance of empowering individuals in India to maximize the benefits of their hard-earned money.

Financial Literacy, Government Initiatives, Trends in Financial Literacy.

"BUILDING A FINANCIALLY EMPOWERED SOCIETY: ECONOMIC SIGNIFICANCE AND EMERGING TRENDS IN FINANCIAL LITERACY AND GOVERNMENT INITIATIVES IN INDIA.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 4, page no.a732-a736, April-2024, Available :http://www.jetir.org/papers/JETIR2404091.pdf

"BUILDING A FINANCIALLY EMPOWERED SOCIETY: ECONOMIC SIGNIFICANCE AND EMERGING TRENDS IN FINANCIAL LITERACY AND GOVERNMENT INITIATIVES IN INDIA.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 4, page no. ppa732-a736, April-2024, Available at : http://www.jetir.org/papers/JETIR2404091.pdf