• Pankaj Sahani
• Guruvinder Singh
• Bharat sharma
• Srishti sharma

This study provides a comprehensive overview of studies conducted on internet banking fraud, risk awareness, and associated. The studies cover various aspects, including risk variables influencing users' intentions to continue using internet banking, security measures for detecting and preventing e-banking fraud, customer perceptions of risk, and factors affecting the adoption of internet banking. The findings highlight the significance of perceived usefulness, social risk, time loss risk, opportunity cost risk, and attitude towards continued usage as key determinants of users' intention to continue using internet banking. Additionally, the studies emphasize the need for enhanced security measures, including the identification of malware producers, evaluation of security techniques and frameworks, and implementation of fraud prevention systems. Furthermore, the research underlines the importance of customer education and awareness programs to establish trust in online banking and safeguard personal information. The suggested program areas include online purchasing, password protection, identity theft prevention, and debit/credit card protection. The studies acknowledge the challenges faced by law enforcement agencies and regulators in combating cybercrime. They propose leveraging semantic technologies, data mining techniques, and information analysis to strengthen cybercrime investigations and improve fraud detection. This research emphasizes the ongoing need for research and development in addressing internet banking fraud risks and promoting awareness. The findings offer valuable insights to banks, regulators, and policymakers for enhancing security measures, improving customer education, and developing effective strategies to mitigate the risks associated with internet banking fraud.

"ONLINE BANKING FRAUD RISK AND AWARENESS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 4, page no.e344-e364, April-2024, Available :http://www.jetir.org/papers/JETIR2404440.pdf

"ONLINE BANKING FRAUD RISK AND AWARENESS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 4, page no. ppe344-e364, April-2024, Available at : http://www.jetir.org/papers/JETIR2404440.pdf