• S. Pradeep Chandra Chowdary

This research paper delves into mergers and acquisitions (M&A) in the banking sector, emphasizing financial performance, operational efficiency, and wealth implications for acquiring banks. Examining profit statements, dividend ratios, and motivations driving M&A, including market consolidation and regulatory shifts, the study evaluates short and long-term effects on key indicators. Efficiency gains are assessed using metrics like the impact on dividend ratios is explored in the context of shareholder wealth. Historical evolution in the Indian banking sector, shaped by economic reforms and policy changes, is considered, along with the regulatory framework governed by the Reserve Bank of India and the Competition Commission of India. The research identifies motives such as economies of scale, cost efficiency, and strategic positioning, revealing nuanced variations in domestic and cross-border transactions. Insights on the impact of M&A on financial performance, efficiency, and shareholder wealth are drawn, with determinants of success including due diligence, post-merger integration, and organizational culture alignment. This condensed abstract provides valuable insights for investors, policymakers, and banking executives.

Banking Mergers, Financial Performance, Regulatory Framework, Strategic Integration

"MERGERS & ACQUISITIONS IN BANKING SECTOR: ANALYSIS OF FINANCIAL PERFORMANCE & THEIR EFFICIENCY OF ACQUIRING BANKS.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 4, page no.g631-g644, April-2024, Available :http://www.jetir.org/papers/JETIR2404680.pdf

"MERGERS & ACQUISITIONS IN BANKING SECTOR: ANALYSIS OF FINANCIAL PERFORMANCE & THEIR EFFICIENCY OF ACQUIRING BANKS.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 4, page no. ppg631-g644, April-2024, Available at : http://www.jetir.org/papers/JETIR2404680.pdf