• Mr.A.Eswaramoorthy
• Dr.S.Velanganni

The Banking sector are plays a pivotal role for socio-economic development of the agricultural farmers, small artisans, business man, industrialist, and government and private employees. Cooperative sectors contributing economic share to the Nation is exemplary. Normally, banking are the accept deposits and lend money both for productive and consumption purposes. As the capital formation depends on the mobilization of savings, banks have the moral responsibility over the funds that they pool from outsiders. On the other hand, the borrowers have the responsibility for the repayment of loan together with interest for the smooth functioning of banks. In this juncture short-term cooperative credit structure in Kerala, the Kadirur Service Cooperative Bank holds a unique position in all aspects of credit services to their customers living in the area of operation with 68 years of remarkable performance.. As a landmark for the best performance of its services the bank has achieved so many awards from District Cooperative Bank, State Cooperative Bank, NABARD, NCDC, State Government and above also received ISO 9001-2015 certificate. Very few cooperative banks in Kerala have achieved with this status and KSCB is standing always on the top of service cooperative banks. Hence, this study

Key words: Cooperative banks, Economic contribution, financial performance, best practices and further improvement

"Preeminent Practices of Kadirur Service Cooperative Bank with reference to Kannur District in Kerela- A case Study ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 4, page no.h837-h848, April-2024, Available :http://www.jetir.org/papers/JETIR2404799.pdf

"Preeminent Practices of Kadirur Service Cooperative Bank with reference to Kannur District in Kerela- A case Study ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 4, page no. pph837-h848, April-2024, Available at : http://www.jetir.org/papers/JETIR2404799.pdf