• CHITTIBABU C
• DR. DHAKSHAYINI K N

This research explores how well salaried individuals in Bengaluru City understand and perceive tax planning options. Tax planning is an essential aspect of managing personal finances, particularly for salaried professionals who often have limited flexibility in their income structure. The study aims to gauge awareness levels regarding various tax-saving tools under Indian tax laws, such as deductions, exemptions, and investments. It also delves into how people view the usefulness, ease of access, and relevance of these tax measures in their financial planning. The research is based on a survey of 120 salaried individuals from diverse backgrounds, covering different income levels and professions in Bengaluru. Statistical methods, including Chi-square tests, Anova, Friedman Test and one-sample t-tests, were used to analyze the data and uncover patterns in how aware people are of tax-saving options and how they perceive them. The findings reveal that while many individuals are familiar with basic tax-saving options, there is a considerable gap in knowledge about more advanced measures, leading to underutilization of available benefits. This highlights the importance of enhancing financial literacy and providing tailored financial advice to help employees make better use of tax-saving opportunities. The study recommends awareness programs and personalized advisory services to boost understanding and effective application of tax planning strategies.

Tax Planning, Tax Saving Instruments, Income Tax, Salaried Individual.

"AWARENESS AND PERCEPTION REGARDING TAX PLANNING MEASURES AMONG SALARIED INDIVIDUALS OF BENGALURU CITY", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 9, page no.d677-d689, September-2024, Available :http://www.jetir.org/papers/JETIR2409376.pdf

"AWARENESS AND PERCEPTION REGARDING TAX PLANNING MEASURES AMONG SALARIED INDIVIDUALS OF BENGALURU CITY", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 9, page no. ppd677-d689, September-2024, Available at : http://www.jetir.org/papers/JETIR2409376.pdf