• Dr.D.BHUVANESWARI
• Dr.G.SANGEETHA
• Dr.LAVANYA V

The integration of Artificial Intelligence (AI) within the banking sector has sparked a revolution, fundamentally transforming traditional banking operations. This paper provides an extensive review of the evolution of AI in banking, examining its impact on efficiency, security, and customer experience. The study delves into the historical development of AI technologies, their current applications, and future trends, offering a detailed analysis of how AI-driven automation, fraud detection, personalized customer services, and regulatory compliance are reshaping the financial industry. The findings indicate that AI not only streamlines banking processes but also fortifies security measures and enhances customer satisfaction, positioning it as a cornerstone for future innovations in banking.

Artificial Intelligence, Banking, Efficiency, Security, Customer Experience, Automation, Fraud Detection, Personalization

"Adoption of Artificial Intelligence in Banking- A way for Security and Customer Convenience ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 12, page no.f782-f787, December-2024, Available :http://www.jetir.org/papers/JETIR2412587.pdf

"Adoption of Artificial Intelligence in Banking- A way for Security and Customer Convenience ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 12, page no. ppf782-f787, December-2024, Available at : http://www.jetir.org/papers/JETIR2412587.pdf