FAQsVolume 12 Issue 1
January-2025
eISSN: 2349-5162
- Share us
-
-
-
Journal of Emerging Technologies and Innovative Research ( An International Scholarly Open Access Journal, Peer-reviewed, Refereed, Crossref DOI Journal )
Impact factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal
UGC Approved Journal no 63975(19)
New UGC Peer-Reviewed Rules
ISSN: 2349-5162 | ESTD Year : 2014 Volume 12 | Issue 10 | October 2025
New UGC Peer-Reviewed Rules
ISSN: 2349-5162 | ESTD Year : 2014 Volume 12 | Issue 10 | October 2025
JETIREXPLORE- Search Thousands of research papers
Contact Us Click Here
WhatsApp Contact Click Here
Published in:
UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975
Unique Identifier
Published Paper ID:
JETIR2501356
Registration ID:
553971
Page Number
Important Links:
Jetir RMS
Title
The Role of AI and Machine Learning in Credit Risk Assessment
Authors
Abstract
The financial world has been dependent, for a long time, on conventional methodologies to assess credit risk, for example - statistical models to expert judgment. With the developments in artificial intelligence (AI) and machine learning (ML), significant enhancement in the accuracy, speed, and efficiency of credit risk assessment is achievable. This whitepaper explains the role of AI and ML in transforming credit risk assessment by putting into practice how these technologies are used to predict creditworthiness, reduce defaults, and enhance financial decision-making. It also looks at challenges, ethical considerations, and the future regarding AI in this area.
Key Words
Finance, Credit Risk, AI, ML
Cite This Article
"The Role of AI and Machine Learning in Credit Risk Assessment", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 1, page no.d489-d492, January-2025, Available :http://www.jetir.org/papers/JETIR2501356.pdf
ISSN
2349-5162 | Impact Factor 7.95 Calculate by Google Scholar
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Cite This Article
"The Role of AI and Machine Learning in Credit Risk Assessment", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 1, page no. ppd489-d492, January-2025, Available at : http://www.jetir.org/papers/JETIR2501356.pdf
Publication Details
Published Paper ID: JETIR2501356
Registration ID: 553971
Published In: Volume 12 | Issue 1 | Year January-2025
Page No: d489-d492
Country: Denville, New Jersey, United States of America .
Area: Other
ISSN Number: 2349-5162
Publisher: IJ Publication
Published Paper URL :: https://www.jetir.org/view?paper=JETIR2501356
Published Paper PDF: https://www.jetir.org/papers/JETIR2501356
Download Paper / Preview Article
Download Paper
Preview This Article
Download PDF
Downloads
000142
Print This Page
Important Links:
Jetir RMS
