• LIGI GEORGE
• Ms SANITHA M M
• Ms AISWARYA MANOJ

OVERVIEW For any business institution, finance forms the foundation of its operations and subsequent growth. Finance involves the acquisition, management and investment of funds for any type of economic activity. For a business entity, a major function is to raise and maintain adequate finance for its activities and to achieve its goals. An entity’s financial information are presented in an objective manner that enables comparability and understandability in its financial statements prepared according to the applicable financial reporting framework. Financial statements are prepared with a view to provide relevant insight into the entity’s financial performance for a period, its financial position and other matters that are material to the decisions made by various stakeholders. An analysis of the financial performance of the entity is conducted by examining these financial statements. Such analysis enables the evaluation of the effectiveness of the company’s operations and policies in meeting its objectives. It also aims to measure liquidity and gain understanding of the entity’s financial position. Banks are key institutions which play an important role in the flow of money and credit in an economy, contributing to its growth and development. Commercial banks in particular, lend money and accept deposits from the public, mobilize these savings and channelize these into productive channels. Financial performance analysis is essential to gain understanding of the operational efficiency and areas for improvement in an entity 1.2 STATEMENT OF THE PROBLEM To analyze and interpret the financial performance of South Indian Bank Limited over a period of 5 years and gain insight into its financial position. The focus is on the use of ratios and trend analysis to evaluate various key figures and financial indicators of performance to gain insight into the bank’s financial operations over the period of study.

Commercial banks in particular, lend money and accept deposits from the public, mobilize these savings and channelize these into productive channels. Financial performance analysis is essential to gain understanding of the operational efficiency and areas for improvement in an entity

"Analyzing the Impact of 5G Technology on Urban Development", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 3, page no.e168-e174, March-2025, Available :http://www.jetir.org/papers/JETIR2503433.pdf

"Analyzing the Impact of 5G Technology on Urban Development", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 3, page no. ppe168-e174, March-2025, Available at : http://www.jetir.org/papers/JETIR2503433.pdf