• Gergi Neerajana Sai Niveditha

The transformative landscape of digital transactions in India spotlights the rising prominence of Near Field Communication (NFC) technology as a pivotal player following the success of the Unified Payments Interface (UPI). With an increasing emphasis on contactless payment modes, explore the integration of NFC with UPI and assess its potential to redefine the future of digital transactions in the country. The paper begins by providing a comprehensive overview of NFC, elucidating its core principles and functionality. NFC facilitates secure, short-range communication between devices, making it an ideal feature for seamless and contactless transactions. Against the backdrop of India's rapidly evolving digital payment ecosystem, understanding the technology and security features of NFC becomes paramount. Subsequently, the prevalent success of UPI in India highlights its widespread adoption and the transformative impact it has had on the country's payment landscape. Recognising UPI as a trailblazer examines the prospect of enhancing UPI payments through the integration of NFC technology. By seamlessly combining the strengths of both technologies, postulates that India can unlock new dimensions of convenience, speed, and security in digital transactions. Furthermore, explores the potential challenges and opportunities associated with the convergence of NFC and UPI, addressing concerns related to security, interoperability, and user adoption. In conclusion, advocates for the strategic collaboration of NFC and UPI as a symbiotic evolution in India's digital payment ecosystem. By fostering a deeper understanding of these technologies and their potential synergies, aims to contribute valuable insights that can shape the trajectory of contactless payments and drive the next wave of innovation in the country.

Unified Payments Interface (UPI), Near Field Communication (NFC) Digital Payments, India

"UNVEILING THE FUTURE OF DIGITAL TRANSACTIONS IN INDIA: EXPLORING THE SYNERGY BETWEEN NFC AND UPI FOR ENHANCED CONTACTLESS PAYMENTS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 5, page no.c185-c192, May-2025, Available :http://www.jetir.org/papers/JETIR2505220.pdf

"UNVEILING THE FUTURE OF DIGITAL TRANSACTIONS IN INDIA: EXPLORING THE SYNERGY BETWEEN NFC AND UPI FOR ENHANCED CONTACTLESS PAYMENTS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 5, page no. ppc185-c192, May-2025, Available at : http://www.jetir.org/papers/JETIR2505220.pdf