• Mrs. G.Shapna
• Dr.T.Kokilapriya

In the developing economies, Banking and Financial part assumes enormous part in economic improvement. In India banks are confronting enormous issue of Non-Performing Assets (NPAs). The acquiring limit and productivity of the banks are fundamentally influenced due to the NPAs nearness. Notwithstanding that non-execution or non-receipt of premium and chief blocked banks cash as assets and is not accessible for further utilization of saving money business and in this way the net revenue of the banks goes down. In this association bank must mindful of the issues and recuperation enactments of NPAs. So it is vital to trim down NPAs to enhance the monetary wellbeing in the keeping money framework. In this paper, an endeavor has been made to discover the different elements in charge of the gigantic NPAs. Year wise comparison of the NPA s of leading banks is also done. Other than this causes and effect of NPAs are additionally distinguished and a few recommendations are given to lessen the NPAs of the selected banks. The paper further examines its impact on Indian banking sector and on Indian economy. The height of this problem is no doubt very high in the developing countries like India. The fast growing problem of NPAs is threatening banks profitability and affecting the economy in general.

Key Words: Non-Performing Assets, Economic Development, Banking & Financial

"A REVIEW ON NON PERFORMING ASSETS OF INDIANBANKING SYSTEM AND ITS IMPACTON ECONOMY: SELECTED BANKS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 5, page no.d343-d347, May-2025, Available :http://www.jetir.org/papers/JETIR2505378.pdf

"A REVIEW ON NON PERFORMING ASSETS OF INDIANBANKING SYSTEM AND ITS IMPACTON ECONOMY: SELECTED BANKS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 5, page no. ppd343-d347, May-2025, Available at : http://www.jetir.org/papers/JETIR2505378.pdf