• Apoorv Kumar Arya
• Bhanu Pratap Singh

The concept of Artificial intelligence is not so old but now it is used almost in all fields like medical (diagnosis and treatment), engineering, pharmaceutical (drug discovery and clinical trials), Banking (Keya: The Customer assistant), Financial (Keya: The Customer assistant), online shopping (Amazon and Flipkart) etc. The financial business might undergo a huge change if artificial intelligence (AI) and machine learning (ML) are effectively used. These tools have the potential to hasten the discovery of new methods, the prediction of their efficacy and the improvement of services to the customers. Data quality issues, ethical dilemmas, and possible biases are emphasised as obstacles. The financial industry may usher in a new age of quick services by overcoming these obstacles and utilising AI's strengths. Further studies will give answers to many questions and many other and useful applications of AI will introduced like the challenges of AI with pros and cons in financial sectors, the know how artificial intelligence will make changes in financial industries in the future, how can artificial intelligence (AI) be utilized in financial technology, to know the different Fintech Methods Based on Artificial Intelligence, to know different application of Fintech in the Modern Banking Industry, policy issues regarding competition, regulatory perimeters etc. and to analyze the AI technology regarding the potential applications, implications, and risks it may propagate in financial services.

APPLICATIONS OF ARTIFICIAL INTELLIGENCE IN FINTECH COMPANIES

"APPLICATIONS OF ARTIFICIAL INTELLIGENCE IN FINTECH COMPANIES", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 7, page no.g528-g535, July-2025, Available :http://www.jetir.org/papers/JETIR2507674.pdf

"APPLICATIONS OF ARTIFICIAL INTELLIGENCE IN FINTECH COMPANIES", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 7, page no. ppg528-g535, July-2025, Available at : http://www.jetir.org/papers/JETIR2507674.pdf