• Dr.ANILKUMAR
• Dr.R.V.HEGADAL

The Karnataka government announced the Gruha Lakshmi Scheme. Women started receiving the amount of ₹2,000 after August 16, 2023. The monthly stipend directly addresses the financial vulnerabilities often faced by women, particularly those who are heads of households. This allows them to manage household expenses, improve their standard of living, and potentially allocate resources towards education, healthcare, or small businesses. The scheme enables women to meet essential needs, including food, education, and healthcare for their children, contributing to improved family well-being. By providing financial assistance and recognizing their contributions, the scheme helps women gain more control over their lives and become more financially independent. The scheme also indirectly benefits women by potentially increasing their bargaining power within the household, promoting gender equality, and fostering a sense of self-worth. The scheme addresses the issue of gender inequality by recognizing that women play a crucial role in families and communities, even if they are not the sole breadwinners. The financial assistance provided through the scheme can stimulate local economies by increasing household spending and demand for goods and services. The effectiveness of the program is evaluated through a system of integrated direct benefit transfer mechanism, recognizing the pivotal role of women in management and well-being, the initiative aims to address entrenched gender inequalities and promote socio-economic progress by providing insights into policy-making and future research on women's empowerment.

Financial Empowerment, Improved Quality of Life, Increased Dignity and Self-Reliance, Indirect Benefits, Addressing Gender Inequality, Economic Impact, Social development.

"IMPACT OF GRUHA LAXMI SCHEME ON WOMEN EMPOWERMENT: AN EMPRICAL INVESTIGATION IN RAICHUR DISTRICT OF KARNATAKA STATE", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 8, page no.c297-c305, August-2025, Available :http://www.jetir.org/papers/JETIR2508241.pdf

"IMPACT OF GRUHA LAXMI SCHEME ON WOMEN EMPOWERMENT: AN EMPRICAL INVESTIGATION IN RAICHUR DISTRICT OF KARNATAKA STATE", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 8, page no. ppc297-c305, August-2025, Available at : http://www.jetir.org/papers/JETIR2508241.pdf