• Dr K. Mahender Reddy

The small and medium Industries in Telangana are prospering and developing in a rapid way and the economy condition of the state boosting in a faster way. Most of the industries are now facing financial crisis , problems and issues due to competition , out dated technology and modern models in the market. MSMEs are playing a vital role in the nation building, providing employment, helping develop business skills and often acting as an incubator of entrepreneurship (CII 2013). MSMEs have been recognized worldwide as an engine of economic growth and as a key instrument for helping equitable development. The key advantage of this sector is to assist building employment entrepreneurs at low capital cost (IFC 2012). A small-scale industry is a project or firm created on a small budget or for a small group of people. A small-scale industry produces its goods using small machines, less power and hired labor. It is located within a single place and produces goods meant for a few people. Small-scale industries are easy to start and manage given the minimal scale of production.

Innovation, Bankers , Labour issues, Market Condition

"A STUDY ON FINANCIAL ISSUES & CHALLENGES OF SMALL AND MEDUIM ENTERPRISES IN TELANGANA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 8, page no.g165-g171, August-2025, Available :http://www.jetir.org/papers/JETIR2508621.pdf

"A STUDY ON FINANCIAL ISSUES & CHALLENGES OF SMALL AND MEDUIM ENTERPRISES IN TELANGANA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 8, page no. ppg165-g171, August-2025, Available at : http://www.jetir.org/papers/JETIR2508621.pdf