• K.PRIYA
• Dr.K.DHANALAKSHMI

Commercial banks are fundamental institutions in any economy, serving as financial intermediaries that mobilise savings and provide credit to individuals, businesses, and governments. They play a vital role in facilitating economic activities by ensuring the smooth flow of funds, supporting investment, consumption, and overall financial stability. This paper provides an overview of the role of commercial banks in promoting economic development, with a focus on their functions such as deposit acceptance, credit creation, and financial inclusion. It also discusses the challenges faced by commercial banks, including non-performing assets, regulatory pressures, and evolving market dynamics. Understanding the operations and impact of commercial banks is essential for policymakers aiming to foster sustainable economic growth.

financial intermediaries,savings,credit creation, financial inclusion

"THE ROLE OF COMMERCIAL BANKS IN PROMOTING ECONOMIC DEVELOPMENT IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 10, page no.d512-d515, October-2025, Available :http://www.jetir.org/papers/JETIR2510369.pdf

"THE ROLE OF COMMERCIAL BANKS IN PROMOTING ECONOMIC DEVELOPMENT IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 10, page no. ppd512-d515, October-2025, Available at : http://www.jetir.org/papers/JETIR2510369.pdf