• Tijani, Yusuf Abiodun
• David Nnaemeka Okereke

The study determined the effect of digital transformations on sustainability for deposit money banks in Port-Harcourt, River State. Specifically the study examined the effect of innovation and product on economic sustainability, the effect of digital leadership and culture on social sustainability, the extent to which employees and skills affect environmental sustainability, the effect of organization and process on operational efficiency, the effect of digital strategy on effectiveness and the effect of digital technologies on growth of deposit money bank in Port-Harcourt, River State. A total of 165 questionnaires distributed to the staff of UBA Plc., FBN Plc., GTbank Plc. and Access Bank Plc. The cross-sectional survey research design was adopted for this study. Statistical Package for Social Sciences (SPSS) window version 25.0 was employed in all the analysis. Based on empirical investigation and analysis, the findings indicated that: Innovation and product have significant effect on economic sustainability of deposit money bank in Port-Harcourt, River State; Digital leadership and culture have significant effect on social sustainability of deposit money bank in Port-Harcourt, River State; Employees and skills have significant effect on environmental sustainability of deposit money bank in Port-Harcourt, River State; Organization and process have significant effect on operational efficiency of deposit money bank in Port-Harcourt, River State; Digital strategy have significant effect on effectiveness of deposit money bank in Port-Harcourt, River State; Digital technologies have significant effect on growth of deposit money bank in Port-Harcourt, River State. From statistical evidence it could be concluded that, Effective digital leadership is essential for navigating digital transformation, promoting innovation, and ensuring that digital initiatives contribute to social sustainability goals. Based on the findings, the study recommends that; Deposit money bank management should actively embrace and integrate innovation to improve service delivery, enhance customer experience, and ultimately achieve a competitive advantage and sustainable growth. Deposit Money Banks should focus on fostering a culture of innovation and continuous improvement, leveraging digital technologies to enhance customer experience and operational efficiency, and promoting ethical behavior and transparency in all operations.

Organization, Sustainability, Productivity, Profitability and Efficiency

" Effect of Digital Transformations on Sustainability of Deposit Money Bank in Port-Harcourt, River State, Nigeria.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 11, page no.a357-a382, November-2025, Available :http://www.jetir.org/papers/JETIR2511041.pdf

" Effect of Digital Transformations on Sustainability of Deposit Money Bank in Port-Harcourt, River State, Nigeria.", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 11, page no. ppa357-a382, November-2025, Available at : http://www.jetir.org/papers/JETIR2511041.pdf