UGC Approved Journal no 63975(19)
New UGC Peer-Reviewed Rules

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 12 Issue 11
November-2025
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIR2511662


Registration ID:
572488

Page Number

g137-g139

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Title

Personal Loan Trends in Kerala

Abstract

Personal loan play a vital role in helping individuals’ short – term financial requirements. It is the most common financial products that meet their urgent and planned expenses. Personal loan provide immediate funds for medical needs, education, travel, and various personal purposes. This article explains the concept, features, benefits and trends of personal loans offered by commercial banks in Kerala state based on secondary data.

Key Words

Personal loan, financial product, digital banking, commercial bank, creditworthiness, credit rating, CIBIL, interest rate, unsecured loan.

Cite This Article

"Personal Loan Trends in Kerala", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 11, page no.g137-g139, November-2025, Available :http://www.jetir.org/papers/JETIR2511662.pdf

ISSN


2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"Personal Loan Trends in Kerala", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 11, page no. ppg137-g139, November-2025, Available at : http://www.jetir.org/papers/JETIR2511662.pdf

Publication Details

Published Paper ID: JETIR2511662
Registration ID: 572488
Published In: Volume 12 | Issue 11 | Year November-2025
DOI (Digital Object Identifier): https://doi.org/10.56975/jetir.v12i11.572488
Page No: g137-g139
Country: THIRUVANANTHAPURAM, KERALA, India .
Area: Commerce
ISSN Number: 2349-5162
Publisher: IJ Publication
Published Paper URL :: https://www.jetir.org/view?paper=JETIR2511662
Published Paper PDF: https://www.jetir.org/papers/JETIR2511662

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