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December-2025
eISSN: 2349-5162
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Journal of Emerging Technologies and Innovative Research ( An International Scholarly Open Access Journal, Peer-reviewed, Refereed, Crossref DOI Journal )
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UGC Approved Journal no 63975(19)
New UGC Peer-Reviewed Rules
ISSN: 2349-5162 | ESTD Year : 2014 Volume 12 | Issue 12 | December 2025
New UGC Peer-Reviewed Rules
ISSN: 2349-5162 | ESTD Year : 2014 Volume 12 | Issue 12 | December 2025
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UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975
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Published Paper ID:
JETIR2512062
Registration ID:
572588
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Title
A Study on Financial Planning for Salaried Employees and Strategies for Tax Saving
Abstract
Financial planning is one of the most essential aspects of personal finance, especially for salaried employees who depend
on a fixed and predictable income. As the cost of living continues to rise due to inflation, economic fluctuations, and
changing lifestyle demands, individuals find it increasingly important to adopt structured financial practices. Salaried
employees often face financial challenges such as EMI commitments, rent, monthly expenses, healthcare costs, and long-term
goals such as retirement planning, children’s education, or homeownership. Without proper planning, individuals may struggle
to balance day‑to‑day financial needs with future aspirations.
Key Words
A Study on Financial Planning for Salaried Employees and Strategies for Tax Saving
Cite This Article
"A Study on Financial Planning for Salaried Employees and Strategies for Tax Saving", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 12, page no.a440-a447, December-2025, Available :http://www.jetir.org/papers/JETIR2512062.pdf
ISSN
2349-5162 | Impact Factor 7.95 Calculate by Google Scholar
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Cite This Article
"A Study on Financial Planning for Salaried Employees and Strategies for Tax Saving", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 12, page no. ppa440-a447, December-2025, Available at : http://www.jetir.org/papers/JETIR2512062.pdf
Publication Details
Published Paper ID: JETIR2512062
Registration ID: 572588
Published In: Volume 12 | Issue 12 | Year December-2025
Page No: a440-a447
Country: -, -, India .
Area: Engineering
ISSN Number: 2349-5162
Publisher: IJ Publication
Published Paper URL :: https://www.jetir.org/view?paper=JETIR2512062
Published Paper PDF: https://www.jetir.org/papers/JETIR2512062
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