• Indu Jangra
• Dr. Mukesh Kumar Kori

Start-ups based on intellectual property (IP) are increasingly important for economic innovation and competitiveness in India. However, such start-ups face unique financing challenges due to the intangible nature of their assets and higher risk perception. Traditional banks have been cautious in supporting IP-based ventures, often preferring collateral backed by physical assets. This research paper examines the evolving role of banks in financing IP-based start-ups in India, identifies key constraints, government initiatives, innovative banking practices, and recommendations for enhancing finance flows to knowledge-driven enterprises.

"Role of banks in financing IP- Based start ups in india ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.13, Issue 1, page no.c700-c705, January-2026, Available :http://www.jetir.org/papers/JETIR2601284.pdf

"Role of banks in financing IP- Based start ups in india ", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.13, Issue 1, page no. ppc700-c705, January-2026, Available at : http://www.jetir.org/papers/JETIR2601284.pdf