• Suvel Deonath Gaidhane
• Prof. (Dr.) Khushpat S. Jain

This study investigates the comparative growth trends of size, scale, and outreach parameters of State Bank of India (SBI) and HDFC Bank during the decade 2014–15 to 2023–24. The analysis is centred on six core indicators: customer base, total deposits, loans and advances, number of domestic branches, number of ATMs, and employee strength. These parameters collectively reflect the capacity, reach, and institutional presence of the two banks in the Indian financial landscape. The research applies trend indices, compound annual growth rates (CAGR), and statistical tests to assess whether the differences in growth trajectories between SBI and HDFC Bank are significant. The null hypothesis (H₀₁) assumes no significant difference in the growth trends of these outreach parameters, whereas the alternative hypothesis (H₁₁) posits the existence of such differences. Preliminary evidence suggests that while SBI continues to dominate in terms of absolute scale and nationwide outreach, HDFC Bank demonstrates faster growth in deposits, advances, and customer acquisition, reflecting its aggressive expansion strategy and technological edge. The findings of this hypothesis test are expected to enrich the understanding of public versus private sector banking dynamics in India and provide meaningful insights for policymakers, banking strategists, and investors.

State Bank of India (SBI); HDFC Bank; Size and Scale; Outreach Parameters; Customer Base; Deposits; Loans and Advances; Branch Network; ATMs; Employees; Comparative Growth; Indian Banking Sector

"Comparative Study of Selected Quantitative Parameters of SBI and HDFC Bank", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.13, Issue 1, page no.e728-e735, January-2026, Available :http://www.jetir.org/papers/JETIR2601499.pdf

"Comparative Study of Selected Quantitative Parameters of SBI and HDFC Bank", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.13, Issue 1, page no. ppe728-e735, January-2026, Available at : http://www.jetir.org/papers/JETIR2601499.pdf