• Dr Sreenivasaiah k

It is impossible for the farmers and other target groups in Agriculture areas to save first a certain amount of deposits and then undertake investment in land or allied activities or service sector. It would be more realistic first to help them with a loan to invest in their familiar sector, so as to enable them to raise their productivity and income. The banks should then recover loans from the increase income. Regional rural Banks plays a vital role in the Agriculture and Agriculture development of India. The RRBS have more reached to the agriculture area of India, through their huge network. The success of Agriculture credit in India is largely depends on their financial strength. RRBs are key financing institution at the agriculture level which shoulders responsibility of meeting credit needs of different types of Agriculture credit in Agriculture areas The process of economic development, the banks are to play an innovation role by introducing newness in delivery and recovery system. At present, most of the regional Agriculture banks are facing the problems of overdue, recovery, nonperforming assets and other problems. Therefore, it is necessary to study financial performance of RRBs in India. The present research paper is designed in nature and makes use of secondary data. The relevant secondary data have been collected mainly through the articles, journals, books, and websites have been referred. This research paper throws light on the need of banking system in Agriculture areas and significant role played by banking system in the development of Agriculture areas. This paper made an attempt analyse RRBS and Agriculture in India.

Regional Agriculture banks Agriculture, Government, Agriculture economy. Credit

"REGIONAL RURAL BANKS AND AGRICULTURE DEVELOPMENT IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.13, Issue 10, page no.c907-c914, October-2026, Available :http://www.jetir.org/papers/JETIR2610293.pdf

"REGIONAL RURAL BANKS AND AGRICULTURE DEVELOPMENT IN INDIA", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.13, Issue 10, page no. ppc907-c914, October-2026, Available at : http://www.jetir.org/papers/JETIR2610293.pdf