• Manoj Narayanan K S
• Linmer Jaseentha Souz S.
• Nistul Raj Muraly

The Indian Government moves towards a cashless environment after the massive stoke of demonetization. In India, where people use a lot of cash in everyday life which is 95 percent cash transactions, but 85 percent of them are not in electronic forms. According to World Bank Development report 2013, electronic payments can save over one per cent of India's gross domestic product (GDP). “Cash may still be ‘king’ at times, but compared with electronic payments, cash payments are inefficient," According to the multi-lateral agency, the rising use of payment by electronic medium can help to save 1.6 per cent of India’s GDP. At present, India has begun to show its pace in electronic method. The Government of India aims to promote and pace of cashless transactions among the people and all the sectors of economy, the Digital India programme is a flagship programme of the Government with a vision to transform India into a digitally empowered society. Digital India also promotes cashless economy. The cash less transaction means buying or selling products and services by using electronic forms instead of paper currency and excluding the cash based transaction from the all the marketing activities. This study throws light on the perception and attitude of people towards the transformation from cash to cashless economy and their expectations

Digital, cashless economy, E- payment, Demonetisation

"TRANSITION TOWARDS CASHLESS ECONOMY: A STUDY ON THE PERCEPTIONS AND EXPECTATIONS OF PEOPLE OF KOTTAYAM DISTRICT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 8, page no.1058-1064, August-2018, Available :http://www.jetir.org/papers/JETIRA006185.pdf

"TRANSITION TOWARDS CASHLESS ECONOMY: A STUDY ON THE PERCEPTIONS AND EXPECTATIONS OF PEOPLE OF KOTTAYAM DISTRICT", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 8, page no. pp1058-1064, August-2018, Available at : http://www.jetir.org/papers/JETIRA006185.pdf