UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 5 Issue 9
September-2018
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIRA006258


Registration ID:
187923

Page Number

162-169

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Title

DOES BANK DIVERSIFICATION SIGNIFICANTLY AFFECT PROFITABILITY? A LONGITUDINAL STUDY ON BANGLADESH

Abstract

This paper examines the effect of the bank diversification (i.e., income diversification and asset diversification) on the profitability of banks in Bangladesh. We analyze an unbalanced panel data of 32 banks covering 318 bank-year observations from 2007 to 2016 by employing dynamic panel data model with one-step system Generalized Methods of Moments (GMM) and Ordinary Least Squares (OLS) regressions. The results show that income diversification and assets diversification have a significant positive relationship with bank profitability. Thus, the results imply that banks can benefit from the income diversification and assets diversification if diversified activities yield a high return, while it may hurt banks if confronted with low return. This study is one of the unique attempts at examining the relationship between diversification and profitability in the bank industry of Bangladesh. We expect that the findings have significant implications for the bank regulators in Bangladesh and other similar economies.

Key Words

Income Diversification; Assets Diversification; Bank Profitability; Dynamic panel model; GMM; OLS

Cite This Article

"DOES BANK DIVERSIFICATION SIGNIFICANTLY AFFECT PROFITABILITY? A LONGITUDINAL STUDY ON BANGLADESH", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 9, page no.162-169, September-2018, Available :http://www.jetir.org/papers/JETIRA006258.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"DOES BANK DIVERSIFICATION SIGNIFICANTLY AFFECT PROFITABILITY? A LONGITUDINAL STUDY ON BANGLADESH", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 9, page no. pp162-169, September-2018, Available at : http://www.jetir.org/papers/JETIRA006258.pdf

Publication Details

Published Paper ID: JETIRA006258
Registration ID: 187923
Published In: Volume 5 | Issue 9 | Year September-2018
DOI (Digital Object Identifier):
Page No: 162-169
Country: -, -, - .
Area: Engineering
ISSN Number: 2349-5162
Publisher: IJ Publication


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