• Mr. Sumit Trivedi

The series of an economy is considerably dependent upon deployment as well as optimum consumption of resources and most highly operational competence of the various sectors, of which banking sector plays a very vital role. Banking sector helps in motivation of capital formation, innovation and monetization in addition to facilitation of monetary policy. It is imperative to carefully evaluate and analyses the performance of banks to ensure a healthy financial system and an efficient economy. Evaluating Indian banking sector is not an easy task. There are so many factors, which need to be taken care while differentiating good banks from bad ones. To evaluate the performance of banking sector we have chosen the CAMEL model because it measures the performance of banks from each of the important parameter like Capital Adequacy, Assets Quality, Management Efficiency, Earning Quality and Liquidity. The present study focuses on the evaluation of the performance of Five public sector banks in India. The data of the sample banks for a five year period from 2009-2013 has been collected from the annual reports of the banks.

Capital Adequacy Ratio, Liquidity, Management Efficiency, Public Sector Banks.

"A Study of Indian Public Sector Banks Using CAMEL Model", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 3, page no.1-16, March-2019, Available :http://www.jetir.org/papers/JETIRAI06001.pdf

"A Study of Indian Public Sector Banks Using CAMEL Model", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 3, page no. pp1-16, March-2019, Available at : http://www.jetir.org/papers/JETIRAI06001.pdf