• Dr Gagan Bhati
• Dr. C.K. Goyal

After financial sector reforms, Indian banking system has undergone through severe changes. Post reforms era has drastically changed the entire configuration of banking sector of India. The rising antagonism has given new-fangled confronts for the Indian banks. Therefore, constraints for examining bank’s performance has also been changed. Global economic slowdown and slower economic growth after that global meltdown, the brunt of crisis period has resulted into tuff situation in front of the banks in India. Problem of stressed assets has been seen in the positional statement of the banks with a noteworthy rise year by year. PSU banks have suffered a lot because of the bad loan problem and private banks have not remained untouched with this problem. An effort has been made in the present study to examine the impact of selected macro-economic indicators on stressed assets popularly known as NPA in PSU banks and private banks in India. Study also exhibits the comparative position of gross and net NPA of Indian PSU banks and private banks during 2007-2016. It has been observed that private banks are much better in management of stressed assets than PSU banks.

Stressed assets, NPA, Banking system, Gross NPA, Net NPA, PSU banks, Macroeconomic indicators, private banks.

"Impact of macroeconomic indicators on stressed assets: Empirical study of loan portfolio of Indian PSU banks and private banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.6, Issue 3, page no.296-306, March-2019, Available :http://www.jetir.org/papers/JETIRAI06044.pdf

"Impact of macroeconomic indicators on stressed assets: Empirical study of loan portfolio of Indian PSU banks and private banks", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.6, Issue 3, page no. pp296-306, March-2019, Available at : http://www.jetir.org/papers/JETIRAI06044.pdf