UGC Approved Journal no 63975(19)

ISSN: 2349-5162 | ESTD Year : 2014
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Published in:

Volume 5 Issue 6
June-2018
eISSN: 2349-5162

UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975

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Published Paper ID:
JETIRC006084


Registration ID:
184091

Page Number

469-474

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Title

CREDIT RISK MANAGEMENT IN NBFCS-A COMPARITIVE ANALYSIS

Abstract

Credit risk management (CRM) is the practice of mitigating losses by understanding the adequacy of a company's capital and loan loss reserves at any given time. The study ”Credit risk management in NBFCs-A Comparitive Analysis.” is conducted as there is a vital need to compare the CRM practices of the companies. The objectives of the study are: i) To study the credit risk management system in the non-banking sector. ii) To examine credit risk and probability of default of the select companies. iii) To determine the solvency credit worthiness of the select companies. iv) To compare the level of CRM practices of the companies under study. With reference to this study, the data is collected from secondary sources .The data is analyzed using Merton model for credit risk and ratio analysis. Using Merton model, the probability of default of Muthoot finance is found to be lesser when compared to that of Bajaj finance. Both the companies are having higher NPAs which are to be reduced by adopting sufficient credit risk management practices.

Key Words

Credit risk, Probability of default, Merton model

Cite This Article

"CREDIT RISK MANAGEMENT IN NBFCS-A COMPARITIVE ANALYSIS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 6, page no.469-474, June-2018, Available :http://www.jetir.org/papers/JETIRC006084.pdf

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2349-5162 | Impact Factor 7.95 Calculate by Google Scholar

An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator

Cite This Article

"CREDIT RISK MANAGEMENT IN NBFCS-A COMPARITIVE ANALYSIS", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 6, page no. pp469-474, June-2018, Available at : http://www.jetir.org/papers/JETIRC006084.pdf

Publication Details

Published Paper ID: JETIRC006084
Registration ID: 184091
Published In: Volume 5 | Issue 6 | Year June-2018
DOI (Digital Object Identifier):
Page No: 469-474
Country: --, -, -- .
Area: Engineering
ISSN Number: 2349-5162
Publisher: IJ Publication


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