• Dr.B.SHEKHAR
• MAHESH M
• MAHADEVA.G.K.

The confusions among the public about new banking rules and regulations has proven the need of immense financial educationfor attracting the customers and also for the long-term sustainability of customers in the banking sector for the financial stability of India. The present study has made an attempt to know the status of financial literacy and financial inclusion in the state of Karnataka. The article also focuses on the demographic aspects for comparative analysis with the financial literacy and financial inclusion status of Karnataka. The article confirms that, Karnataka population has comparatively good and reasonable financial literacy and financial inclusion rate as compare to the overall financial literacy and inclusion rate of India and also to the rest of the States in country. The study reveals that in financial literacy level is proportionately higher than financial inclusionlevel. So inclusion policies need to be emphasised more by the Karnataka government as well as Government of India and the different financial regulatory bodies operating in India like Reserve Bank of India.

Financial Market, Financial Services, Financial Education, Financial Inclusion, Financial literacy etc.

"Financial Literacy and Financial Inclusion in Karnataka – A Comparative Study of Demographic Segments", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 10, page no.130-137, October-2018, Available :http://www.jetir.org/papers/JETIRG006017.pdf

"Financial Literacy and Financial Inclusion in Karnataka – A Comparative Study of Demographic Segments", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 10, page no. pp130-137, October-2018, Available at : http://www.jetir.org/papers/JETIRG006017.pdf