• Poi Tamrakar
• Sandhya Rajput

The initiatives implemented by both governmental and non-governmental organizations to mitigate cyber threats in financial systems have played a crucial role in ensuring the integrity, confidentiality, and availability of financial data remain uncompromised. This assessment aims to evaluate these frameworks in relation to international regulations, national laws and policies, and industry standards. Key regulatory structures analyzed for their role in managing cyber risks include GDPR, FINRA, and PCI DSS. Based on the findings of this study, user rights protection, auditing, and incident response are identified as fundamental components of cybersecurity. Additionally, the paper highlights the significance of threat intelligence sharing between regulators and financial institutions to strengthen defenses against sophisticated cyber threats. The study also examines the challenges associated with adhering to existing cybersecurity standards, particularly in the face of evolving cyber threats and the rapid advancement of financial technologies. Furthermore, it explores the legal consequences of non-compliance, including potential sanctions and prosecutions for firms and individuals. By analyzing current legal frameworks and enforcement mechanisms, this evaluation provides insights into the state of financial sector regulations in combating cyber threats and offers recommendations for enhancing security measures.

Combat Cyber Threats, Financial Technologies, Cybersecurity, Cyber Criminals

"Evaluating Regulatory and Compliance Frameworks for Safeguarding Financial Systems Against Cyber Threats", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 8, page no.124-140, August-2025, Available :http://www.jetir.org/papers/JETIRHA06019.pdf

"Evaluating Regulatory and Compliance Frameworks for Safeguarding Financial Systems Against Cyber Threats", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 8, page no. pp124-140, August-2025, Available at : http://www.jetir.org/papers/JETIRHA06019.pdf