• Dr. Pendyala Suresh

This article examines AI's critical role in FinTech, uncovers the opportunities it creates, and showcases key use cases driving innovation in the financial sector. The integration of Artificial Intelligence (AI) into Financial Technology (FinTech) has profoundly transformed the financial services industry, redefining how financial products are delivered and consumed. As 2025 approaches, AI's influence on FinTech continues to grow, creating unparalleled opportunities and innovative solutions across the sector. This article explores the pivotal role of AI in FinTech, highlighting its ability to enhance efficiency, accuracy, and personalization in financial services. It delves into the transformation opportunities AI offers, such as improved fraud detection, predictive analytics, and personalized customer experiences. Furthermore, it examines key use cases, including robo-advisors, automated underwriting, and algorithmic trading, which are driving the evolution of the financial industry.

Artificial Intelligence (AI), FinTech, Innovation, Automation, Financial Services, Risk Management & Customer Experience

"AI IN FINTECH: TRANSFORMING THE FINTECH INDUSTRY WITH INNOVATION AND OPPORTUNITIES", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.12, Issue 8, page no.287-294, August-2025, Available :http://www.jetir.org/papers/JETIRHC06042.pdf

"AI IN FINTECH: TRANSFORMING THE FINTECH INDUSTRY WITH INNOVATION AND OPPORTUNITIES", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.12, Issue 8, page no. pp287-294, August-2025, Available at : http://www.jetir.org/papers/JETIRHC06042.pdf