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January-2026
eISSN: 2349-5162
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Journal of Emerging Technologies and Innovative Research ( An International Scholarly Open Access Journal, Peer-reviewed, Refereed, Crossref DOI Journal )
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UGC Approved Journal no 63975(19)
New UGC Peer-Reviewed Rules
ISSN: 2349-5162 | ESTD Year : 2014 Volume 13 | Issue 3 | March 2026
New UGC Peer-Reviewed Rules
ISSN: 2349-5162 | ESTD Year : 2014 Volume 13 | Issue 3 | March 2026
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UGC and ISSN approved 7.95 impact factor UGC Approved Journal no 63975
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Published Paper ID:
JETIRHH06023
Registration ID:
574153
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Title
Impact of Financial Literacy on Investment Decisions among Financially Emerging Adults
Authors
Abstract
This study explores the impact of financial literacy on investment decisions among financially emerging adults (18–33 years). Surveying 110 respondents, it found moderate financial confidence, with only 20% actively investing, favoring safer options like mutual funds, FDs, and gold. An Independent Sample t-test shows higher financial literacy significantly improves investment choices. The study highlights the need for practical financial education, digital literacy, and mentorship to enable informed and confident financial decisions.
Key Words
Financial Literacy, Investment Decisions, Emerging Adults, Risk Tolerance.
Cite This Article
"Impact of Financial Literacy on Investment Decisions among Financially Emerging Adults", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.13, Issue 1, page no.161-175, January-2026, Available :http://www.jetir.org/papers/JETIRHH06023.pdf
ISSN
2349-5162 | Impact Factor 7.95 Calculate by Google Scholar
An International Scholarly Open Access Journal, Peer-Reviewed, Refereed Journal Impact Factor 7.95 Calculate by Google Scholar and Semantic Scholar | AI-Powered Research Tool, Multidisciplinary, Monthly, Multilanguage Journal Indexing in All Major Database & Metadata, Citation Generator
Cite This Article
"Impact of Financial Literacy on Investment Decisions among Financially Emerging Adults", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.13, Issue 1, page no. pp161-175, January-2026, Available at : http://www.jetir.org/papers/JETIRHH06023.pdf
Publication Details
Published Paper ID: JETIRHH06023
Registration ID: 574153
Published In: Volume 13 | Issue 1 | Year January-2026
Page No: 161-175
Country: -, -, India .
Area: Engineering
ISSN Number: 2349-5162
Publisher: IJ Publication
Published Paper URL :: https://www.jetir.org/view?paper=JETIRHH06023
Published Paper PDF: https://www.jetir.org/papers/JETIRHH06023
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