• Dr.R.Seranmadevi
• Dr. S. Revathy

Cloud Technology is being one of the rapidly developing technologies it has gained massive traction in recent years Cloud computing promises business agility, efficiency and speed at lower costs. In recent times, cloud technology is one of the key enabler of digital transformation. Cloud technologies help organizations to achieve scalability, increase operational flexibility and decrease time-to-market. Traditional banks have got a massive amount of current and historical data they can put to work, and the cloud is the perfect place for it. Banks these days offer a plethora of services, and hence they have varied requirements regarding the movement of applications to the cloud. Banks need to work on cloud reference architecture, and try to achieve business agility for business model transformation.Each bank and financial service organisation will have varying needs, and different business cases to address. However, the likely combination is going to involve public and private cloud usage, a hybrid cloud model.

Cloud Banking, Cloud Models,Cloud Technology, IaaS, PaaS, SaaS.

"Cloud Technology In Banking Services – A Step Ahead", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.5, Issue 12, page no.225-228, December-2018, Available :http://www.jetir.org/papers/JETIRP006051.pdf

"Cloud Technology In Banking Services – A Step Ahead", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.5, Issue 12, page no. pp225-228, December-2018, Available at : http://www.jetir.org/papers/JETIRP006051.pdf