• Mrs. Kavita Dangle

This research delves into the intricate relationship between age, risk, proactivity, and financial literacy as they shape effective retirement planning strategies. We examine how age impacts individuals' understanding of financial concepts crucial for retirement, explore the influence of risk tolerance and technology comfort on strategic savings decisions, and investigate the correlation between proactive debt management and enhanced retirement preparedness. The study employs a multifaceted approach, incorporating quantitative analyses and behavioural assessments to offer a comprehensive view of the dynamics at play. The findings contribute valuable insights for policymakers, financial educators, and individuals aiming to secure a financially stable retirement.

Age, Risk and Proactivity

"Age, Risk and Proactivity: Unravelling the Dynamics of Financial Literacy in Retirement Planning", International Journal of Emerging Technologies and Innovative Research (www.jetir.org), ISSN:2349-5162, Vol.11, Issue 2, page no.195-208, February-2024, Available :http://www.jetir.org/papers/JETIRGC06023.pdf

"Age, Risk and Proactivity: Unravelling the Dynamics of Financial Literacy in Retirement Planning", International Journal of Emerging Technologies and Innovative Research (www.jetir.org | UGC and issn Approved), ISSN:2349-5162, Vol.11, Issue 2, page no. pp195-208, February-2024, Available at : http://www.jetir.org/papers/JETIRGC06023.pdf